:root {
  --magenta: #b5135a;
  --magenta-2: #d33b7a;
  --maroon: #7b2e2e;
  --ink: #161011;
  --ink-2: #2a2224;
  --paper: #fffaf7;
  --rose: #f9f0f4;
  --warm: #f5eeee;
  --sage: #6f806a;
  --gold: #b08a47;
  --line: rgba(22, 16, 17, 0.12);
  --white-line: rgba(255, 255, 255, 0.16);
  --shadow: 0 24px 80px rgba(22, 16, 17, 0.16);
  --header-h: 76px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  background: var(--ink);
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.5;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}

body.menu-open {
  overflow: hidden;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
select,
textarea {
  font: inherit;
}

.sr-only,
.skip-link {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.skip-link:focus {
  z-index: 20;
  top: 1rem;
  left: 1rem;
  width: auto;
  height: auto;
  padding: 0.8rem 1rem;
  clip: auto;
  color: white;
  background: var(--magenta);
}

.site-header {
  position: fixed;
  z-index: 10;
  top: 0;
  left: 0;
  right: 0;
  height: var(--header-h);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 0 3.2vw;
  color: white;
  background: rgba(22, 16, 17, 0.36);
  border-bottom: 1px solid var(--white-line);
  backdrop-filter: blur(18px);
  transition: background 240ms ease, color 240ms ease, border-color 240ms ease;
}

.site-header.is-scrolled {
  color: var(--ink);
  background: rgba(255, 250, 247, 0.88);
  border-color: var(--line);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.72rem;
  min-width: 0;
}

.brand-mark {
  display: grid;
  place-items: center;
  width: 42px;
  aspect-ratio: 1;
  color: white;
  background: var(--magenta);
  font-weight: 800;
}

.brand strong,
.brand small {
  display: block;
  line-height: 1;
}

.brand strong {
  font-size: 1rem;
}

.brand small {
  margin-top: 0.24rem;
  opacity: 0.68;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: clamp(0.9rem, 2vw, 2rem);
  font-size: 0.9rem;
}

.site-nav a {
  position: relative;
  padding: 0.55rem 0;
}

.site-nav a::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0.18rem;
  height: 1px;
  background: currentColor;
  transform: scaleX(0);
  transform-origin: right;
  transition: transform 240ms ease;
}

.site-nav a:hover::after,
.site-nav a:focus-visible::after {
  transform: scaleX(1);
  transform-origin: left;
}

.site-nav .nav-cta {
  padding: 0.78rem 1rem;
  color: white;
  background: var(--magenta);
}

.site-nav .nav-cta::after {
  display: none;
}

.menu-button {
  display: none;
  width: 44px;
  height: 44px;
  border: 1px solid currentColor;
  color: inherit;
  background: transparent;
}

.menu-button span:not(.sr-only) {
  display: block;
  width: 20px;
  height: 2px;
  margin: 4px auto;
  background: currentColor;
  border-radius: 2px;
  transition: transform 220ms ease, opacity 220ms ease;
}

.section {
  padding: clamp(4.5rem, 8vw, 8.5rem) 3.2vw;
}

.section-dark {
  color: white;
  background: var(--ink);
}

.section-light {
  background: var(--paper);
}

.section-corporate {
  color: white;
  background:
    linear-gradient(90deg, rgba(123, 46, 46, 0.88), rgba(22, 16, 17, 0.96)),
    var(--maroon);
}

.hero {
  position: relative;
  min-height: 100svh;
  display: grid;
  align-items: end;
  overflow: hidden;
  padding: calc(var(--header-h) + 8vh) 3.2vw 3.2vw;
}

.subpage-hero {
  position: relative;
  min-height: 100svh;
  display: grid;
  align-content: end;
  padding: calc(var(--header-h) + 8vh) 3.2vw clamp(3rem, 7vw, 6rem);
  overflow: hidden;
}

.subpage-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  background:
    linear-gradient(105deg, rgba(22, 16, 17, 0.96) 0%, rgba(22, 16, 17, 0.85) 38%, rgba(22, 16, 17, 0.55) 58%, rgba(22, 16, 17, 0.22) 100%),
    radial-gradient(circle at 68% 22%, rgba(181, 19, 90, 0.28), transparent 42%);
}

/* image sits behind overlay */
.subpage-hero .hero-media {
  z-index: 0;
}

.subpage-hero > * {
  position: relative;
  z-index: 1;
}

.subpage-hero .headline {
  max-width: 11ch;
}

.breadcrumb {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  margin-bottom: 2rem;
  color: rgba(255, 255, 255, 0.62);
  font-weight: 750;
}

.breadcrumb a {
  color: white;
}

.breadcrumb span::before {
  content: "/";
  margin-right: 0.65rem;
  color: rgba(255, 255, 255, 0.36);
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  background:
    linear-gradient(105deg, rgba(22, 16, 17, 0.96) 0%, rgba(22, 16, 17, 0.82) 35%, rgba(22, 16, 17, 0.48) 58%, rgba(22, 16, 17, 0.22) 100%),
    radial-gradient(circle at 68% 28%, rgba(181, 19, 90, 0.28), transparent 42%);
}

.hero-media {
  position: absolute;
  inset: 0;
  width: 100%;
  opacity: 1;
  transform: scale(1.04);
}

.hero-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
  filter: saturate(1.1) contrast(1.06);
}

.hero-copy {
  position: relative;
  z-index: 2;
  max-width: 1040px;
  padding-bottom: clamp(2rem, 6vh, 5rem);
}

.eyebrow,
.section-kicker {
  margin: 0 0 1rem;
  color: var(--magenta-2);
  font-size: clamp(0.78rem, 1.4vw, 0.95rem);
  font-weight: 800;
  letter-spacing: 0;
  text-transform: uppercase;
}

.section-dark .eyebrow,
.section-corporate .section-kicker {
  color: #ff77ac;
}

.headline,
h1,
h2,
h3,
p {
  overflow-wrap: anywhere;
}

.headline {
  max-width: 1040px;
  margin: 0;
  font-size: clamp(4rem, 9.2vw, 8.8rem);
  line-height: 0.9;
  font-weight: 850;
  letter-spacing: 0;
}

.hero-lede {
  max-width: 720px;
  margin: 2rem 0 0;
  color: rgba(255, 255, 255, 0.82);
  font-size: clamp(1.1rem, 2vw, 1.48rem);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.8rem;
  margin-top: 2rem;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 50px;
  padding: 0.92rem 1.16rem;
  border: 1px solid transparent;
  font-weight: 800;
  transition: transform 220ms ease, background 220ms ease, color 220ms ease, border-color 220ms ease;
}

.button:hover,
.button:focus-visible {
  transform: translateY(-2px);
}

.button.primary {
  color: white;
  background: var(--magenta);
}

.button.ghost {
  color: white;
  border-color: rgba(255, 255, 255, 0.34);
  background: rgba(255, 255, 255, 0.08);
}

.trust-strip {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  border: 1px solid var(--white-line);
  background: rgba(255, 255, 255, 0.06);
  backdrop-filter: blur(16px);
}

.trust-strip span {
  min-height: 78px;
  display: flex;
  align-items: center;
  padding: 1rem;
  border-right: 1px solid var(--white-line);
  color: rgba(255, 255, 255, 0.82);
  font-weight: 750;
}

.trust-strip span:last-child {
  border-right: 0;
}

.stats {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  border-bottom: 1px solid var(--line);
  background: white;
}

.stat-item {
  min-height: 180px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 0.34rem;
  padding: 1.6rem 3.2vw;
  border-right: 1px solid var(--line);
}

.stat-item:last-child {
  border-right: 0;
}

.stat-item strong {
  font-size: clamp(2.8rem, 6vw, 6.2rem);
  line-height: 0.9;
  color: var(--magenta);
}

.stat-item:nth-child(2) strong::after {
  content: "%+";
  font-size: 0.36em;
}

.stat-item:nth-child(1) strong::after {
  content: "+";
  font-size: 0.36em;
}

.stat-item:nth-child(3) strong::after {
  content: " hrs";
  font-size: 0.28em;
}

.stat-item span {
  color: rgba(22, 16, 17, 0.64);
  font-weight: 700;
}

.section-intro {
  max-width: 1040px;
  margin-bottom: clamp(2rem, 5vw, 4rem);
}

.section-intro h2,
.split-layout h2 {
  max-width: 11ch;
  margin: 0;
  font-size: clamp(3rem, 8vw, 8.8rem);
  line-height: 0.9;
  letter-spacing: 0;
}

.section-intro p,
.rich-text,
.sticky-copy p,
.apply-copy > p {
  max-width: 720px;
  color: rgba(22, 16, 17, 0.68);
  font-size: clamp(1rem, 1.7vw, 1.28rem);
}

.product-grid {
  display: grid;
  grid-template-columns: repeat(5, minmax(220px, 1fr));
  border-top: 1px solid var(--line);
  border-left: 1px solid var(--line);
}

.product-card {
  min-height: 430px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  gap: 1.3rem;
  padding: clamp(1.1rem, 2vw, 1.7rem);
  border-right: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  background: rgba(255, 255, 255, 0.52);
  transition: background 260ms ease, transform 260ms ease, box-shadow 260ms ease;
}

.product-card:hover {
  z-index: 1;
  background: white;
  box-shadow: var(--shadow);
  transform: translateY(-8px);
}

.product-index,
.story-step span,
.risk-item span {
  color: var(--magenta);
  font-size: 0.86rem;
  font-weight: 900;
}

.product-card h3,
.value-panel h3,
.story-step h3,
.risk-item h3,
.leader-panel h3 {
  margin: 0;
  font-size: clamp(1.55rem, 2.5vw, 2.4rem);
  line-height: 1;
}

.product-card p,
.value-panel p,
.story-step p,
.risk-item p,
.leader-panel p,
.faq-list p {
  color: rgba(22, 16, 17, 0.68);
}

.product-card a {
  width: fit-content;
  color: var(--magenta);
  font-weight: 850;
  border-bottom: 1px solid currentColor;
}

.sticky-story {
  display: grid;
  grid-template-columns: minmax(280px, 0.82fr) minmax(320px, 1.18fr);
  gap: clamp(2rem, 6vw, 6rem);
  padding: clamp(4.5rem, 8vw, 8.5rem) 3.2vw;
}

.sticky-copy {
  position: sticky;
  top: calc(var(--header-h) + 2rem);
  align-self: start;
}

.sticky-copy h2 {
  margin: 0;
  font-size: clamp(2.8rem, 7vw, 7rem);
  line-height: 0.9;
}

.sticky-copy p {
  color: rgba(255, 255, 255, 0.7);
}

.story-steps {
  display: grid;
  gap: 1px;
  background: var(--white-line);
  border: 1px solid var(--white-line);
}

.story-step {
  min-height: 56vh;
  display: flex;
  flex-direction: column;
  justify-content: end;
  padding: clamp(1.3rem, 3vw, 2.8rem);
  background:
    linear-gradient(135deg, rgba(181, 19, 90, 0.24), rgba(255, 255, 255, 0.03)),
    var(--ink-2);
}

.story-step p {
  max-width: 540px;
  color: rgba(255, 255, 255, 0.68);
}

.about-band {
  background: linear-gradient(180deg, var(--paper), var(--rose));
}

.split-layout {
  display: grid;
  grid-template-columns: minmax(280px, 0.95fr) minmax(300px, 1.05fr);
  gap: clamp(2rem, 6vw, 6rem);
  align-items: start;
}

.rich-text p:first-child {
  margin-top: 0;
}

.values-grid,
.risk-grid,
.contact-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1px;
  margin-top: clamp(2.2rem, 5vw, 5rem);
  background: var(--line);
  border: 1px solid var(--line);
}

.value-panel,
.risk-item,
.contact-block,
.leader-panel {
  padding: clamp(1.2rem, 3vw, 2.2rem);
  background: rgba(255, 255, 255, 0.68);
}

.calculator-section {
  background: white;
}

.calculator {
  display: grid;
  grid-template-columns: minmax(280px, 1fr) minmax(280px, 0.8fr);
  gap: 1px;
  background: var(--line);
  border: 1px solid var(--line);
}

.calc-controls,
.calc-output {
  padding: clamp(1.2rem, 3vw, 2.6rem);
  background: var(--paper);
}

.calc-controls {
  display: grid;
  gap: 2rem;
}

.calc-controls label,
.application-form label {
  display: grid;
  gap: 0.6rem;
  color: rgba(22, 16, 17, 0.64);
  font-weight: 800;
}

input,
select,
textarea {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: 0;
  color: var(--ink);
  background: white;
  outline: 0;
}

input:not([type="range"]),
select,
textarea {
  min-height: 48px;
  padding: 0.82rem;
}

input:focus,
select:focus,
textarea:focus {
  border-color: var(--magenta);
  box-shadow: 0 0 0 3px rgba(181, 19, 90, 0.12);
}

input[type="range"] {
  accent-color: var(--magenta);
}

.calc-output {
  display: grid;
  align-content: center;
  gap: 1.4rem;
  color: white;
  background: var(--ink);
}

.calc-output p {
  margin: 0;
  color: rgba(255, 255, 255, 0.68);
  font-weight: 800;
}

.calc-output strong {
  display: block;
  font-size: clamp(3rem, 8vw, 7rem);
  line-height: 0.9;
}

.calc-output dl {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1px;
  margin: 0;
  background: var(--white-line);
}

.calc-output dl div {
  padding: 1rem;
  background: rgba(255, 255, 255, 0.05);
}

.calc-output dt {
  color: rgba(255, 255, 255, 0.58);
}

.calc-output dd {
  margin: 0.25rem 0 0;
  font-weight: 850;
}

.risk-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
  background: var(--white-line);
  border-color: var(--white-line);
}

.risk-item {
  min-height: 230px;
  background: rgba(255, 255, 255, 0.06);
}

.section-corporate .section-intro p,
.section-corporate .risk-item p {
  color: rgba(255, 255, 255, 0.68);
}

.leadership {
  background: var(--warm);
}

.leader-panel {
  background: white;
  box-shadow: var(--shadow);
}

.leader-role {
  margin-top: 0;
  color: var(--maroon);
  font-weight: 850;
}

.principles,
.apply-notes {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-top: 1.5rem;
}

.principles span,
.apply-notes span {
  padding: 0.6rem 0.78rem;
  color: var(--ink);
  background: var(--rose);
  font-weight: 850;
}

.faq-section {
  background: var(--paper);
}

.faq-list {
  max-width: 1050px;
  border-top: 1px solid var(--line);
}

.faq-list details {
  border-bottom: 1px solid var(--line);
}

.faq-list summary {
  cursor: pointer;
  list-style: none;
  padding: 1.4rem 0;
  font-size: clamp(1.2rem, 2.4vw, 2rem);
  font-weight: 850;
}

.faq-list summary::-webkit-details-marker {
  display: none;
}

.faq-list summary::after {
  content: "+";
  float: right;
  color: var(--magenta);
}

.faq-list details[open] summary::after {
  content: "-";
}

.faq-list p {
  max-width: 780px;
  margin: -0.4rem 0 1.5rem;
}

.apply-section {
  display: grid;
  grid-template-columns: minmax(280px, 0.8fr) minmax(320px, 1.2fr);
  gap: clamp(2rem, 6vw, 6rem);
  color: white;
  background:
    linear-gradient(90deg, rgba(22, 16, 17, 0.96), rgba(181, 19, 90, 0.88)),
    var(--magenta);
}

.apply-copy {
  position: sticky;
  top: calc(var(--header-h) + 2rem);
  align-self: start;
}

.apply-copy h2 {
  margin: 0;
  font-size: clamp(3rem, 7vw, 7.8rem);
  line-height: 0.9;
}

.apply-copy > p {
  color: rgba(255, 255, 255, 0.72);
}

.apply-notes span {
  color: white;
  background: rgba(255, 255, 255, 0.12);
}

.application-form {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
  padding: clamp(1rem, 3vw, 2rem);
  background: rgba(255, 250, 247, 0.94);
  box-shadow: var(--shadow);
}

.application-form .wide {
  grid-column: 1 / -1;
}

.application-form .consent {
  grid-template-columns: auto 1fr;
  align-items: start;
  color: var(--ink);
}

.application-form .consent input {
  width: auto;
  margin-top: 0.2rem;
}

.contact-section {
  background: white;
}

.page-band {
  background: var(--paper);
}

.content-grid,
.article-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1px;
  background: var(--line);
  border: 1px solid var(--line);
}

.article-grid {
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
}

.content-panel,
.blog-card {
  min-height: 310px;
  padding: clamp(1.2rem, 3vw, 2.2rem);
  background: white;
}

.content-panel h2,
.blog-card h2,
.article-body h2 {
  margin: 0 0 1rem;
  font-size: clamp(1.8rem, 3.2vw, 3.2rem);
  line-height: 1;
}

.content-panel p,
.blog-card p,
.article-body p,
.document-list {
  color: rgba(22, 16, 17, 0.68);
}

.content-panel a,
.blog-card a,
.article-body a,
.comparison-table a {
  color: var(--magenta);
  font-weight: 850;
  border-bottom: 1px solid currentColor;
}

.document-list {
  margin: 0;
  padding-left: 1.1rem;
}

.table-wrap {
  overflow-x: auto;
  border: 1px solid var(--line);
  background: white;
}

.comparison-table {
  width: 100%;
  min-width: 820px;
  border-collapse: collapse;
  text-align: left;
}

.comparison-table th,
.comparison-table td {
  padding: 1rem;
  border-bottom: 1px solid var(--line);
  vertical-align: top;
}

.comparison-table th {
  color: var(--magenta);
  font-size: 0.82rem;
  text-transform: uppercase;
}

.blog-card span {
  display: block;
  margin-bottom: 1rem;
  color: var(--magenta);
  font-weight: 900;
}

.article-body {
  max-width: 880px;
  margin-inline: auto;
  background: white;
}

.article-body .lead {
  color: var(--ink);
  font-size: clamp(1.2rem, 2vw, 1.5rem);
}

.final-cta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
  color: white;
  background: var(--magenta);
}

.final-cta h2 {
  max-width: 760px;
  margin: 0;
  font-size: clamp(2.4rem, 6vw, 6rem);
  line-height: 0.92;
}

.contact-section h2 {
  max-width: 10ch;
  margin: 0;
  font-size: clamp(3rem, 8vw, 8.8rem);
  line-height: 0.9;
}

.contact-block {
  min-height: 180px;
}

.contact-block span {
  display: block;
  margin-bottom: 1rem;
  color: var(--magenta);
  font-weight: 900;
}

.contact-block strong {
  font-size: clamp(1.2rem, 2vw, 1.8rem);
  line-height: 1.1;
}

.site-footer {
  display: grid;
  grid-template-columns: minmax(220px, 1fr) minmax(280px, 1fr);
  gap: 2rem;
  padding: 3rem 3.2vw;
  color: white;
  background: var(--ink);
}

.footer-brand strong {
  display: block;
  font-size: 1.6rem;
}

.footer-brand span,
.site-footer p {
  color: rgba(255, 255, 255, 0.62);
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 1rem;
  font-weight: 800;
}

.site-footer p {
  grid-column: 1 / -1;
  margin: 0;
  padding-top: 2rem;
  border-top: 1px solid var(--white-line);
}

.whatsapp {
  position: fixed;
  z-index: 9;
  right: 1.2rem;
  bottom: 1.2rem;
  display: grid;
  place-items: center;
  width: 58px;
  aspect-ratio: 1;
  color: white;
  background: #128c7e;
  box-shadow: 0 16px 40px rgba(0, 0, 0, 0.22);
  font-weight: 900;
}

.reveal,
.split-reveal .line {
  opacity: 0;
  transform: translateY(32px);
  transition: opacity 760ms cubic-bezier(0.16, 1, 0.3, 1), transform 760ms cubic-bezier(0.16, 1, 0.3, 1);
}

.split-reveal .line {
  display: block;
  max-width: 100%;
  white-space: normal;
  transform: translateY(105%) rotate(1deg);
}

.split-reveal .line-wrap {
  display: block;
  overflow: hidden;
}

.is-visible,
.split-reveal.is-visible .line {
  opacity: 1;
  transform: translateY(0) rotate(0deg);
}

@media (max-width: 1180px) {
  .product-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .product-card:last-child {
    grid-column: 1 / -1;
    min-height: 300px;
  }
}

@media (max-width: 880px) {
  :root {
    --header-h: 68px;
  }

  .site-header {
    padding-inline: 1rem;
  }



  .menu-button {
    display: flex !important;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    flex: 0 0 44px;
    position: fixed;
    top: 12px;
    right: 1rem;
    z-index: 30;
    color: white;
    border-color: rgba(255, 255, 255, 0.72);
    background: rgba(255, 255, 255, 0.04);
  }

  .site-header.is-scrolled .menu-button {
    color: var(--ink);
    border-color: rgba(22, 16, 17, 0.28);
  }

  .menu-open .menu-button span:nth-child(1) {
    transform: translateY(6px) rotate(45deg);
  }

  .menu-open .menu-button span:nth-child(2) {
    opacity: 0;
  }

  .menu-open .menu-button span:nth-child(3) {
    transform: translateY(-6px) rotate(-45deg);
  }

  .site-nav {
    position: fixed;
    inset: var(--header-h) 0 auto;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.55rem;
    color: white;
    background: rgba(22, 16, 17, 0.94);
    border-top: 1px solid var(--white-line);
    overflow-x: auto;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transform: translateY(-8px);
    transition: opacity 280ms ease, visibility 280ms ease, transform 280ms ease;
  }

  .site-nav::-webkit-scrollbar {
    display: none;
  }

  .site-nav {
    scrollbar-width: none;
  }

  .site-nav.is-open {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    transform: translateY(0);
  }

  .site-nav a {
    flex: 0 0 auto;
    padding: 0.72rem 0.82rem;
    font-size: 0.82rem;
    line-height: 1;
    font-weight: 850;
    background: rgba(255, 255, 255, 0.08);
  }

  .site-nav .nav-cta {
    font-size: 0.82rem;
    line-height: 1;
  }

  .hero {
    padding-inline: 1rem;
    padding-top: calc(var(--header-h) + 5rem);
  }

  .subpage-hero {
    min-height: 100svh;
    padding-inline: 1rem;
    padding-top: calc(var(--header-h) + 5rem);
  }

  .hero .eyebrow {
    max-width: 28ch;
    font-size: 0.76rem;
  }

  .hero-media {
    width: 100%;
    opacity: 0.34;
  }

  .trust-strip,
  .stats,
  .values-grid,
  .risk-grid,
  .contact-grid,
  .content-grid,
  .calculator,
  .sticky-story,
  .split-layout,
  .apply-section,
  .site-footer {
    grid-template-columns: 1fr;
  }

  .trust-strip span,
  .stat-item {
    border-right: 0;
    border-bottom: 1px solid var(--white-line);
  }

  .stats .stat-item {
    border-bottom-color: var(--line);
  }

  .section,
  .sticky-story {
    padding-inline: 1rem;
  }

  .product-grid {
    grid-template-columns: 1fr;
  }

  .product-card,
  .product-card:last-child {
    grid-column: auto;
    min-height: 320px;
  }

  .sticky-copy,
  .apply-copy {
    position: static;
  }

  .story-step {
    min-height: 360px;
  }

  .application-form {
    grid-template-columns: 1fr;
  }

  .footer-links {
    justify-content: flex-start;
  }

  .final-cta {
    display: grid;
    align-items: start;
  }
}

@media (max-width: 520px) {
  .brand small {
    display: none;
  }

  .headline {
    max-width: 100%;
    font-size: clamp(2.6rem, 11.4vw, 3.25rem);
    line-height: 0.95;
  }

  .hero-lede {
    max-width: 31ch;
    font-size: 1rem;
  }

  .hero-actions {
    gap: 0.7rem;
  }

  .button {
    min-height: 48px;
    padding-inline: 0.95rem;
  }

  .section-intro h2,
  .split-layout h2,
  .sticky-copy h2,
  .apply-copy h2,
  .contact-section h2 {
    font-size: clamp(2.7rem, 15vw, 4.4rem);
  }

  .calc-output dl {
    grid-template-columns: 1fr;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
    animation-duration: 0.01ms !important;
  }

  .reveal,
  .split-reveal .line {
    opacity: 1;
    transform: none;
  }
}

/* ============================================================
   NEW COMPONENTS – FLAT REBUILD
   ============================================================ */

/* --- Brand logo image (replaces CSS "K" mark) --- */
.brand-logo {
  height: 31px;
  width: auto;
  object-fit: contain;
  display: block;
}
.footer-logo {
  height: 48px;
  width: auto;
  object-fit: contain;
  margin-bottom: 1rem;
  filter: brightness(0) invert(1);
}

/* --- WhatsApp floating action button --- */
.whatsapp-fab {
  position: fixed;
  bottom: 1.8rem;
  right: 1.8rem;
  z-index: 900;
  display: flex;
  align-items: center;
  gap: 0.6rem;
  background: #25d366;
  color: #fff;
  font-weight: 700;
  font-size: 0.9rem;
  padding: 0.75rem 1.2rem;
  border-radius: 50px;
  box-shadow: 0 8px 32px rgba(37,211,102,0.35);
  text-decoration: none;
  transition: transform 0.2s, box-shadow 0.2s;
  white-space: nowrap;
}
.whatsapp-fab:hover {
  transform: translateY(-3px);
  box-shadow: 0 14px 40px rgba(37,211,102,0.45);
}
.whatsapp-fab svg { flex-shrink: 0; }

/* --- Page-next "book-like" navigation --- */
.page-next {
  background: var(--ink);
  padding: 3rem 2rem;
  text-align: center;
}
.next-inner {
  max-width: 700px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.75rem;
}
.next-label {
  font-size: 0.8rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.45);
  font-weight: 600;
}
.next-link {
  display: inline-flex;
  align-items: center;
  gap: 1rem;
  color: #fff;
  text-decoration: none;
  transition: gap 0.25s;
}
.next-link:hover { gap: 1.5rem; }
.next-title {
  font-size: clamp(1.6rem, 4vw, 2.4rem);
  font-weight: 800;
  line-height: 1.1;
  border-bottom: 2px solid var(--magenta);
}
.next-arrow {
  font-size: 2rem;
  color: var(--magenta);
  transition: transform 0.25s;
}
.next-link:hover .next-arrow { transform: translateX(6px); }

/* --- Product prev/next navigation --- */
.product-nav {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  padding: 2rem;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  flex-wrap: wrap;
}
.product-nav a {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-weight: 700;
  font-size: 0.9rem;
  color: var(--magenta);
  text-decoration: none;
  transition: gap 0.2s;
}
.product-nav a:hover { gap: 0.9rem; }
.product-nav .all-products {
  color: var(--ink-2);
  font-size: 0.85rem;
  font-weight: 600;
  border: 1px solid var(--line);
  padding: 0.4rem 0.9rem;
  border-radius: 4px;
}

/* --- Segment grid (about page, loan types) --- */
.segment-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1.5rem;
}
.segment-card {
  background: var(--rose);
  border-radius: 12px;
  padding: 1.75rem;
}
.segment-card h3 {
  margin: 0.5rem 0 0.5rem;
  font-size: 1.15rem;
}
.segment-card p {
  margin: 0;
  font-size: 0.95rem;
  opacity: 0.8;
}
.seg-icon {
  font-size: 2rem;
  line-height: 1;
}

/* --- Pillars grid (about / governance) --- */
.pillars-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 1.25rem;
}
.pillar-card {
  background: var(--ink);
  color: #fff;
  border-radius: 10px;
  padding: 1.5rem;
  text-align: center;
}
.pillar-card .p-icon { font-size: 2rem; margin-bottom: 0.6rem; }
.pillar-card h4 { margin: 0 0 0.4rem; font-size: 1rem; }
.pillar-card p { margin: 0; font-size: 0.85rem; opacity: 0.7; }

/* --- Credibility / trust grid --- */
.cred-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 1.5rem;
  margin-top: 2rem;
}
.cred-card {
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 1.5rem;
  background: #fff;
}
.cred-card h3 { margin: 0 0 0.5rem; font-size: 1rem; color: var(--magenta); }
.cred-card p { margin: 0; font-size: 0.9rem; }

/* --- Testimonials --- */
.testimonials {
  background: var(--rose);
  padding: 5rem 2rem;
}
.testimonials h2 {
  text-align: center;
  font-size: clamp(2rem, 5vw, 3rem);
  margin-bottom: 2.5rem;
}
.testi-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.5rem;
  max-width: 1060px;
  margin: 0 auto;
}
.testi-card {
  background: #fff;
  border-radius: 14px;
  padding: 2rem;
  box-shadow: 0 4px 24px rgba(0,0,0,0.07);
}
.testi-quote {
  font-size: 1.05rem;
  line-height: 1.6;
  margin: 0 0 1rem;
  font-style: italic;
}
.testi-author {
  font-weight: 700;
  font-size: 0.9rem;
  color: var(--magenta);
}
.testi-role {
  font-size: 0.8rem;
  opacity: 0.6;
  margin-top: 0.15rem;
}

/* --- Footer columns --- */
.footer-cols {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 2.5rem;
  max-width: 1060px;
  margin: 0 auto 3rem;
  padding: 0 2rem;
}
.footer-col h4 {
  font-size: 0.8rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  opacity: 0.5;
  margin: 0 0 1rem;
}
.footer-col ul {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
}
.footer-col a {
  opacity: 0.7;
  font-size: 0.9rem;
  transition: opacity 0.2s;
}
.footer-col a:hover { opacity: 1; }
.footer-desc {
  opacity: 0.6;
  font-size: 0.9rem;
  line-height: 1.6;
  margin: 0 0 1rem;
}
.footer-reg {
  font-size: 0.75rem;
  opacity: 0.4;
  margin: 0;
}

/* --- Contact layout --- */
.contact-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: start;
  max-width: 1000px;
  margin: 0 auto;
  padding: 2rem;
}
.contact-detail {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}
.contact-item h4 {
  margin: 0 0 0.3rem;
  font-size: 0.85rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--magenta);
}
.contact-item p, .contact-item a {
  margin: 0;
  font-size: 1rem;
  font-weight: 600;
}

/* --- Leadership profile --- */
.leadership-profile {
  display: grid;
  grid-template-columns: 280px 1fr;
  gap: 3rem;
  align-items: start;
  max-width: 960px;
  margin: 0 auto;
  padding: 2rem;
}
.leader-photo {
  width: 100%;
  border-radius: 14px;
  background: var(--rose);
  aspect-ratio: 3/4;
  object-fit: cover;
}
.leader-initials {
  width: 100%;
  aspect-ratio: 3/4;
  border-radius: 14px;
  background: var(--magenta);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 6rem;
  font-weight: 900;
}
.leader-bio h2 {
  margin: 0 0 0.25rem;
  font-size: clamp(1.8rem, 4vw, 2.8rem);
}
.leader-role {
  color: var(--magenta);
  font-weight: 700;
  font-size: 1rem;
  margin: 0 0 1.5rem;
}
.leader-bio p { margin: 0 0 1rem; opacity: 0.85; line-height: 1.7; }

/* --- FAQ accordion (enhanced) --- */
.faq-category { margin-bottom: 2.5rem; }
.faq-category-title {
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--magenta);
  margin: 0 0 1rem;
  padding-bottom: 0.5rem;
  border-bottom: 2px solid var(--rose);
}

/* --- News / press cards --- */
.news-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.5rem;
  max-width: 1060px;
  margin: 2rem auto;
  padding: 0 2rem;
}
.news-card {
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 2rem;
  transition: box-shadow 0.2s;
}
.news-card:hover { box-shadow: var(--shadow); }
.news-tag {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--magenta);
  margin: 0 0 0.5rem;
}
.news-card h3 { margin: 0 0 0.75rem; font-size: 1.1rem; }
.news-card p { margin: 0; font-size: 0.9rem; opacity: 0.7; }

/* --- Products compare table --- */
.products-compare { overflow-x: auto; }
.products-compare table { width: 100%; border-collapse: collapse; font-size: 0.9rem; }
.products-compare th {
  background: var(--ink);
  color: #fff;
  padding: 0.8rem 1rem;
  text-align: left;
  font-size: 0.85rem;
}
.products-compare td { padding: 0.75rem 1rem; border-bottom: 1px solid var(--line); }
.products-compare tr:nth-child(even) td { background: var(--rose); }

/* --- Apply form layout --- */
.apply-form-section {
  max-width: 700px;
  margin: 0 auto;
  padding: 2rem;
}
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
}
.form-group {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
  margin-bottom: 1.25rem;
}
.form-group label {
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--ink-2);
}
.form-group input,
.form-group select,
.form-group textarea {
  border: 1.5px solid var(--line);
  border-radius: 6px;
  padding: 0.7rem 0.9rem;
  font-size: 1rem;
  background: #fff;
  transition: border-color 0.2s;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--magenta);
}
.form-group textarea { min-height: 100px; resize: vertical; }

/* --- Section wrappers --- */
.section-inner {
  max-width: 1060px;
  margin: 0 auto;
  padding: 5rem 2rem;
}
.section-inner.narrow { max-width: 740px; }
.section-label {
  font-size: 0.78rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  font-weight: 700;
  color: var(--magenta);
  margin: 0 0 0.75rem;
}
.section-inner h2 {
  font-size: clamp(2rem, 5vw, 3.2rem);
  font-weight: 900;
  margin: 0 0 1.25rem;
  line-height: 1.1;
}
.section-inner > p {
  font-size: 1.1rem;
  opacity: 0.75;
  max-width: 60ch;
  margin: 0 0 2.5rem;
  line-height: 1.7;
}

/* --- Hero headline always visible (overrides split-reveal) --- */
.hero .headline,
h1.reveal,
h2.reveal {
  opacity: 1 !important;
  transform: none !important;
}
.reveal {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity 0.55s ease, transform 0.55s ease;
}
.reveal.is-visible {
  opacity: 1;
  transform: none;
}
/* Headings never hidden even before JS runs */
h1, h2, h3 { opacity: 1; transform: none; }

/* --- Governance page --- */
.governance-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 1.5rem;
}
.gov-card {
  background: var(--rose);
  border-radius: 12px;
  padding: 2rem;
}
.gov-card h3 { margin: 0.5rem 0 0.75rem; color: var(--maroon); }
.gov-card p { margin: 0; font-size: 0.95rem; }

/* --- Inline CTA banners between sections --- */
.inline-cta {
  background: var(--magenta);
  color: #fff;
  padding: 3rem 2rem;
  text-align: center;
}
.inline-cta h2 {
  font-size: clamp(1.6rem, 4vw, 2.5rem);
  margin: 0 0 0.75rem;
}
.inline-cta p { margin: 0 0 1.5rem; opacity: 0.85; font-size: 1.05rem; }
.inline-cta .button { background: #fff; color: var(--magenta); }
.inline-cta .button:hover { background: var(--rose); }

/* --- Product hero (individual product pages) --- */
.product-hero {
  background: var(--ink);
  color: #fff;
  padding: 5rem 2rem 4rem;
  text-align: center;
}
.product-hero h1 {
  font-size: clamp(2.4rem, 6vw, 4rem);
  font-weight: 900;
  margin: 0.5rem 0 1rem;
  line-height: 1.05;
}
.product-hero p {
  font-size: 1.15rem;
  opacity: 0.75;
  max-width: 52ch;
  margin: 0 auto 2rem;
}
.product-badge {
  display: inline-block;
  background: var(--magenta);
  color: #fff;
  font-size: 0.75rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  padding: 0.35rem 0.85rem;
  border-radius: 50px;
}

/* --- Steps / how it works --- */
.steps-list {
  counter-reset: step;
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  max-width: 620px;
}
.step {
  display: flex;
  gap: 1.25rem;
  align-items: flex-start;
}
.step::before {
  counter-increment: step;
  content: counter(step);
  flex-shrink: 0;
  width: 2.4rem;
  height: 2.4rem;
  background: var(--magenta);
  color: #fff;
  border-radius: 50%;
  font-weight: 900;
  font-size: 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
}
.step-body h4 { margin: 0 0 0.3rem; font-size: 1rem; }
.step-body p { margin: 0; font-size: 0.9rem; opacity: 0.75; }

/* ============================================================
   RESPONSIVE — new components
   ============================================================ */
@media (max-width: 880px) {
  .footer-cols { grid-template-columns: 1fr 1fr; }
  .contact-layout { grid-template-columns: 1fr; }
  .leadership-profile { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
}
@media (max-width: 520px) {
  .footer-cols { grid-template-columns: 1fr; }
  .whatsapp-fab span.fab-label { display: none; }
  .whatsapp-fab { padding: 0.85rem; border-radius: 50%; }
  .product-nav { flex-direction: column; align-items: flex-start; }
}

/* ============================================================
   HEADING REVEAL — CSS animation (fires without JS)
   Overrides the JS-controlled .reveal opacity:0 for headings
   ============================================================ */
h1.reveal,
h2.reveal,
h3.reveal {
  opacity: 1 !important;
  transform: none !important;
  animation: headingSlideUp 0.65s cubic-bezier(0.22, 1, 0.36, 1) both;
}
@keyframes headingSlideUp {
  from {
    opacity: 0;
    transform: translateY(28px);
  }
  to {
    opacity: 1;
    transform: none;
  }
}

/* Split-reveal lines — always make parent visible; lines animate */
.split-reveal {
  opacity: 1 !important;
}
.split-reveal .line {
  display: inline-block;
  opacity: 0;
  transform: translateY(110%);
  transition: opacity 0.55s ease, transform 0.55s ease;
}
.split-reveal.is-visible .line {
  opacity: 1;
  transform: none;
}

/* ============================================================
   GLOBAL INJECTED FOOTER
   Footer HTML is inserted by script.js into .site-footer on every page.
   Change the template once in renderFooter(); these styles apply everywhere.
   ============================================================ */
.site-footer {
  display: block !important;
  grid-template-columns: none !important;
  gap: 0 !important;
  padding: 0 !important;
  color: #f8f3f5;
  background:
    linear-gradient(180deg, rgba(181, 19, 90, 0.08), rgba(18, 12, 14, 0) 34%),
    #120c0e;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-shell {
  width: 100%;
  margin: 0 auto;
  padding: clamp(3rem, 5vw, 4.5rem) clamp(1.25rem, 5vw, 6rem) clamp(2rem, 3vw, 3rem);
}

.footer-main {
  display: grid;
  grid-template-columns: minmax(280px, 0.8fr) minmax(760px, 2.2fr);
  gap: clamp(2.5rem, 7vw, 8rem);
  padding: 0 0 clamp(2rem, 4vw, 3rem);
}

.footer-about {
  display: grid;
  align-content: start;
  gap: 1.4rem;
}

.footer-brand-lockup {
  display: inline-flex;
  align-items: center;
  gap: 0.9rem;
  width: fit-content;
}

.footer-brand-mark {
  display: grid;
  place-items: center;
  width: 52px;
  aspect-ratio: 1;
  color: white;
  background: var(--magenta);
  font-size: 1.15rem;
  font-weight: 900;
}

.footer-brand-lockup strong,
.footer-brand-lockup small {
  display: block;
  line-height: 1;
}

.footer-brand-lockup strong {
  font-size: clamp(1.35rem, 2vw, 1.9rem);
}

.footer-brand-lockup small {
  margin-top: 0.45rem;
  color: rgba(255, 255, 255, 0.58);
  font-size: 0.95rem;
}

.footer-about p {
  max-width: 360px;
  margin: 0;
  color: rgba(255, 255, 255, 0.62);
}

.footer-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
}

.footer-badges span {
  padding: 0.48rem 0.62rem;
  color: rgba(255, 255, 255, 0.76);
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.09);
  font-size: 0.76rem;
  font-weight: 800;
}

.footer-nav {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: clamp(1.2rem, 3vw, 2.4rem);
}

.footer-nav > div {
  display: grid;
  align-content: start;
  gap: 0.72rem;
}

.footer-nav h2 {
  margin: 0 0 0.2rem;
  padding-bottom: 0.8rem;
  color: rgba(255, 255, 255, 0.44);
  border-bottom: 1px solid rgba(255, 255, 255, 0.11);
  font-size: 0.74rem;
  font-weight: 900;
  letter-spacing: 0;
  text-transform: uppercase;
}

.footer-nav a,
.footer-contact address {
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.95rem;
  line-height: 1.45;
}

.footer-nav a {
  width: fit-content;
  transition: color 180ms ease, transform 180ms ease;
}

.footer-nav a:hover,
.footer-nav a:focus-visible {
  color: white;
  transform: translateX(3px);
}

.footer-contact address {
  margin: 0;
  font-style: normal;
}

.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding-top: 1.35rem;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.footer-bottom p,
.footer-bottom a {
  margin: 0;
  color: rgba(255, 255, 255, 0.52);
  font-size: 0.88rem;
}

.footer-bottom a:hover,
.footer-bottom a:focus-visible {
  color: white;
}

/* ============================================================
   APPLY PAGE FORM LAYOUT
   Uses the width, keeps intro copy separate, and prevents overlap.
   ============================================================ */
body:has(.apply-layout) .apply-section {
  display: block;
  color: white;
  background:
    linear-gradient(110deg, rgba(22, 16, 17, 0.98) 0%, rgba(73, 20, 43, 0.94) 44%, rgba(181, 19, 90, 0.92) 100%),
    var(--magenta);
}

.apply-layout {
  width: min(100%, 1280px);
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(240px, 0.44fr) minmax(780px, 1.56fr);
  gap: clamp(1.5rem, 4vw, 4rem);
  align-items: start;
}

.apply-layout .apply-copy {
  position: sticky;
  top: calc(var(--header-h) + 2rem);
  align-self: start;
  max-width: 330px;
  z-index: 1;
}

.apply-layout .apply-copy h2 {
  margin: 0;
  max-width: 14ch;
  font-size: clamp(1.8rem, 2.8vw, 3rem);
  line-height: 1;
}

.apply-layout .apply-copy p {
  color: rgba(255, 255, 255, 0.76);
}

.apply-layout .application-form {
  width: 100%;
  min-width: 0;
  position: relative;
  z-index: 2;
  grid-template-columns: repeat(3, minmax(210px, 1fr));
  gap: 1.1rem 1.25rem;
  padding: clamp(1.25rem, 2.4vw, 2.2rem);
  color: var(--ink);
  background: rgba(255, 250, 247, 0.98);
  box-shadow: 0 30px 90px rgba(22, 16, 17, 0.28);
}

.apply-layout .application-form label {
  color: rgba(22, 16, 17, 0.72);
}

.apply-layout .application-form input,
.apply-layout .application-form select,
.apply-layout .application-form textarea {
  min-width: 0;
  color: var(--ink);
  background: white;
}

.apply-layout .apply-notes {
  display: grid;
  gap: 0.6rem;
}

.apply-layout .apply-notes span {
  width: fit-content;
}

.apply-contact {
  margin-top: 1.4rem;
  padding-top: 1.2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.18);
}

.apply-contact p {
  margin: 0 0 1rem;
}

.apply-contact .inline-link,
.form-note a {
  color: var(--magenta);
  font-weight: 850;
}

.apply-contact .inline-link {
  display: inline-block;
  margin-top: 0.9rem;
  color: white;
}

.application-form .form-note {
  grid-column: 1 / -1;
  margin: 0;
  color: rgba(22, 16, 17, 0.58);
  font-size: 0.9rem;
}

.application-form .form-alert {
  grid-column: 1 / -1;
  min-height: 0;
  margin: 0;
  padding: 0.95rem 1rem;
  border: 1px solid rgba(181, 19, 90, 0.18);
  border-radius: 8px;
  color: var(--ink);
  background: rgba(249, 240, 244, 0.78);
}

.application-form .form-alert:empty {
  display: none;
}

.application-form .form-alert[data-type="success"] {
  border-color: rgba(111, 128, 106, 0.32);
  background: rgba(111, 128, 106, 0.12);
}

.application-form .form-alert[data-type="error"] {
  border-color: rgba(181, 19, 90, 0.34);
  background: rgba(181, 19, 90, 0.1);
}

.application-form button:disabled {
  cursor: wait;
  opacity: 0.72;
  transform: none;
}

@media (max-width: 1100px) {
  .apply-layout {
    grid-template-columns: 1fr;
  }

  .apply-layout .apply-copy {
    position: static;
    max-width: 760px;
  }

  .apply-layout .apply-copy h2 {
    max-width: 12ch;
  }
}

@media (max-width: 920px) {
  .apply-layout .application-form {
    grid-template-columns: repeat(2, minmax(220px, 1fr));
  }
}

@media (max-width: 680px) {
  .apply-layout .application-form {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 980px) {
  .footer-main,
  .footer-bottom {
    display: grid;
    align-items: start;
  }

  .footer-main,
  .footer-nav {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 560px) {
  .footer-shell {
    padding-inline: 1rem;
  }

  .footer-main,
  .footer-nav {
    grid-template-columns: 1fr;
  }

  .footer-brand-mark {
    width: 46px;
  }
}

/* ============================================================
   CLEANER GLOBAL SCALE + WIDER CONTENT AREAS
   Keeps the site polished without the earlier oversized text.
   ============================================================ */
.section {
  padding-left: clamp(1rem, 5vw, 6rem);
  padding-right: clamp(1rem, 5vw, 6rem);
}

.subpage-hero {
  min-height: 100svh !important;
  padding-left: clamp(1rem, 5vw, 6rem) !important;
  padding-right: clamp(1rem, 5vw, 6rem) !important;
  padding-bottom: clamp(3rem, 6vw, 5rem) !important;
}

.subpage-hero h1,
.subpage-hero .headline {
  max-width: 980px !important;
  font-size: clamp(2.8rem, 5.9vw, 6rem) !important;
  line-height: 0.98 !important;
}

.hero .headline {
  font-size: clamp(3.4rem, 7.2vw, 7.4rem) !important;
  line-height: 0.94 !important;
}

.section-intro,
.split-layout,
.content-grid,
.article-grid,
.calculator,
.product-grid,
.faq-list,
.values-grid,
.risk-grid,
.contact-grid {
  width: min(100%, 1280px);
  margin-left: auto;
  margin-right: auto;
}

.section-intro h2,
.split-layout h2,
.contact-section h2,
.contact-form-wrap h2 {
  max-width: 26ch !important;
  font-size: clamp(1.7rem, 3vw, 2.6rem) !important;
  line-height: 1.2 !important;
}

.content-panel h2,
.blog-card h2,
.article-body h2 {
  font-size: clamp(1.2rem, 1.8vw, 1.6rem) !important;
  line-height: 1.3 !important;
}

.product-card h3,
.value-panel h3,
.story-step h3,
.risk-item h3,
.leader-panel h3 {
  font-size: clamp(0.95rem, 1.3vw, 1.1rem) !important;
  line-height: 1.35 !important;
  font-weight: 800;
}

.page-next {
  padding-left: clamp(1rem, 5vw, 6rem) !important;
  padding-right: clamp(1rem, 5vw, 6rem) !important;
}

.next-inner {
  width: min(100%, 1280px);
}

.contact-layout {
  width: min(100%, 1280px) !important;
  max-width: none !important;
  display: grid !important;
  grid-template-columns: minmax(260px, 0.7fr) minmax(620px, 1.3fr) !important;
  gap: clamp(2rem, 5vw, 5rem) !important;
  align-items: start !important;
  margin: 0 auto !important;
  padding: 0 !important;
}

.contact-details {
  min-width: 0;
  opacity: 1 !important;
  transform: none !important;
}

.contact-card {
  padding-block: 0.4rem;
}

.contact-card + .contact-card {
  margin-top: 1.6rem;
}

.contact-form-wrap {
  min-width: 0;
}

.contact-form-wrap h2 {
  margin: 0 0 0.8rem !important;
  font-size: clamp(2rem, 3.2vw, 3.8rem) !important;
  max-width: 15ch !important;
}

.contact-form {
  display: grid;
  grid-template-columns: repeat(2, minmax(220px, 1fr));
  gap: 1rem 1.2rem;
}

.contact-form label {
  display: grid;
  gap: 0.45rem;
  min-width: 0;
  font-weight: 700;
}

.contact-form .wide {
  grid-column: 1 / -1;
}

.contact-form button {
  width: fit-content;
}

.contact-form input,
.contact-form select,
.contact-form textarea,
.application-form input,
.application-form select,
.application-form textarea {
  min-width: 0;
  min-height: 52px;
}

.contact-form textarea,
.application-form textarea {
  min-height: 120px;
}

@media (max-width: 980px) {
  .contact-layout {
    grid-template-columns: 1fr !important;
  }

  .contact-form-wrap h2 {
    max-width: 100% !important;
  }
}

@media (max-width: 680px) {
  .subpage-hero h1,
  .subpage-hero .headline,
  .hero .headline {
    font-size: clamp(2.6rem, 12vw, 4rem) !important;
  }

  .contact-form {
    grid-template-columns: 1fr;
  }
}

/* Tighter final page rhythm: less hero bulk, forms visible and usable sooner. */
.subpage-hero {
  min-height: 100svh !important;
  padding-top: calc(var(--header-h) + clamp(3rem, 5vw, 5rem)) !important;
  padding-bottom: clamp(2.25rem, 4vw, 3.5rem) !important;
}

.subpage-hero h1,
.subpage-hero .headline {
  max-width: 920px !important;
  font-size: clamp(2.35rem, 4.3vw, 4.8rem) !important;
  line-height: 1.02 !important;
}

.subpage-hero .hero-lede {
  max-width: 760px !important;
  margin-top: 1.3rem !important;
  font-size: clamp(1rem, 1.35vw, 1.22rem) !important;
}

.contact-section,
.apply-section {
  padding-top: clamp(3rem, 5vw, 5rem) !important;
  padding-bottom: clamp(3rem, 5vw, 5rem) !important;
}

.contact-form,
.application-form {
  opacity: 1 !important;
  transform: none !important;
}

.apply-layout .apply-copy h2 {
  font-size: clamp(1.65rem, 2.3vw, 2.6rem) !important;
}

.hero .headline {
  font-size: clamp(3rem, 6vw, 6.2rem) !important;
}

/* ============================================================
   TYPOGRAPHY REFINEMENT — Professional microfinance sizing
   Overrides editorial clamp values with clean, readable scale
   ============================================================ */

/* Hero H1 — rebuilt pages use class="reveal" not class="headline" */
.hero h1,
.hero h1.reveal,
.subpage-hero h1,
.subpage-hero h1.reveal {
  font-size: clamp(2.6rem, 5.5vw, 4.2rem);
  line-height: 1.08;
  font-weight: 850;
  letter-spacing: -0.01em;
  max-width: 18ch;
  margin: 0.5rem 0 0;
}

/* Section H2s — remove aggressive 8.8rem max, keep responsive */
.section-intro h2,
.split-layout h2 {
  font-size: clamp(1.8rem, 3.5vw, 2.8rem) !important;
  line-height: 1.15 !important;
  max-width: 28ch !important;   /* was 11ch — too narrow */
  letter-spacing: -0.01em;
}

/* How it works sticky heading */
.sticky-copy h2 {
  font-size: clamp(1.8rem, 3.5vw, 2.8rem) !important;
  line-height: 1.15 !important;
}

/* Apply page sticky heading */
.apply-copy h2 {
  font-size: clamp(1.8rem, 3.5vw, 2.8rem) !important;
  line-height: 1.15 !important;
}

/* Final CTA heading */
.final-cta h2 {
  font-size: clamp(1.5rem, 3vw, 2.4rem) !important;
  line-height: 1.2 !important;
}

/* Contact section heading */
.contact-section h2 {
  font-size: clamp(1.8rem, 3.5vw, 2.8rem) !important;
  max-width: 24ch !important;
  line-height: 1.2 !important;
}

/* Subpage hero headings */
.subpage-hero .headline {
  font-size: clamp(2.2rem, 5vw, 3.8rem) !important;
  line-height: 1.1 !important;
  max-width: 20ch !important;
}

/* Product card titles — 5-column grid needs compact headings */
.product-card h3,
.value-panel h3,
.story-step h3,
.risk-item h3,
.leader-panel h3 {
  font-size: clamp(1rem, 1.5vw, 1.2rem) !important;
  line-height: 1.3 !important;
  font-weight: 800;
}

/* FAQ summary — was up to 2rem, now clean and readable */
.faq-list summary {
  font-size: clamp(0.95rem, 1.4vw, 1.05rem) !important;
  font-weight: 700;
  padding: 1.1rem 0 !important;
}

/* Content panel headings (about, governance 3-panel) */
.content-panel h2,
.blog-card h2,
.article-body h2 {
  font-size: clamp(1.3rem, 2vw, 1.7rem) !important;
  line-height: 1.25 !important;
}

/* Calc output large number */
.calc-output strong {
  font-size: clamp(2rem, 4vw, 3rem) !important;
  line-height: 1 !important;
}

/* Stat counter numbers — slightly toned down */
.stat-item strong {
  font-size: clamp(2.2rem, 4.5vw, 4rem) !important;
  line-height: 1 !important;
}

/* Body / paragraph consistent base */
.section-intro p,
.rich-text,
.sticky-copy p,
.apply-copy > p {
  font-size: 1rem !important;
  line-height: 1.7;
  max-width: 62ch;
}

.hero-lede {
  font-size: clamp(1rem, 1.6vw, 1.2rem) !important;
  line-height: 1.65;
  max-width: 54ch;
}

/* Button — single consistent size across all contexts */
.button {
  font-size: 0.9rem !important;
  font-weight: 700;
  min-height: 46px !important;
  padding: 0.8rem 1.4rem !important;
  letter-spacing: 0.01em;
  border-radius: 3px;
}

/* Nav CTA button */
.site-nav .nav-cta {
  font-size: 0.85rem !important;
  padding: 0.65rem 1.1rem !important;
  min-height: unset;
}

/* Eyebrow / kicker labels — consistent */
.eyebrow,
.section-kicker {
  font-size: 0.75rem !important;
  letter-spacing: 0.1em;
  font-weight: 700;
  margin-bottom: 0.75rem !important;
}

/* Section padding — slightly more compact */
.section {
  padding: clamp(3.5rem, 6vw, 6rem) 3.2vw !important;
}
.sticky-story {
  padding: clamp(3.5rem, 6vw, 6rem) 3.2vw !important;
}

/* Section intro bottom margin */
.section-intro {
  margin-bottom: clamp(1.5rem, 3.5vw, 3rem) !important;
}

/* Align section-intro text to actual content (not just header) */
.section-intro p {
  margin-top: 0.75rem;
  color: rgba(22,16,17,0.65);
}

/* Story steps — min-height was 56vh (very tall panels) */
.story-step {
  min-height: 260px !important;
}

/* Product card min-height was 430px — allow natural height */
.product-card {
  min-height: 300px !important;
  padding: 1.4rem !important;
}

/* Stat items — was 180px min, compact slightly */
.stat-item {
  min-height: 130px !important;
  padding: 1.2rem 3.2vw !important;
}

/* Trust strip spans */
.trust-strip span {
  min-height: 60px !important;
  font-size: 0.82rem;
  font-weight: 700;
}

/* Inline links consistent weight */
.inline-link {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--magenta);
  border-bottom: 1px solid currentColor;
  padding-bottom: 1px;
}

/* Footer — tighten up */
.footer-cols {
  grid-template-columns: 1.5fr 1fr 1fr 1fr !important;
  gap: 2rem !important;
}
.footer-col a,
.footer-col p {
  font-size: 0.875rem;
}
.footer-col-title {
  font-size: 0.72rem !important;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  font-weight: 700;
  opacity: 0.45;
  margin: 0 0 0.9rem !important;
}

/* ============================================================
   FOOTER LAYOUT — rebuilt pages use footer-top / footer-brand
   ============================================================ */
.footer-top {
  display: grid;
  grid-template-columns: minmax(200px, 0.7fr) minmax(500px, 2.3fr);
  gap: clamp(2rem, 5vw, 5rem);
  padding: clamp(3rem, 5vw, 4.5rem) clamp(1.5rem, 5vw, 5rem) clamp(2rem, 3vw, 3rem);
  align-items: start;
}

.footer-brand {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  align-items: flex-start;
}

.footer-brand strong {
  display: block;
  font-size: 1rem;
  font-weight: 800;
  color: #fff;
  line-height: 1.2;
}

.footer-brand span {
  display: block;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.5);
  line-height: 1.4;
}

.footer-logo {
  height: 38px !important;
  width: auto;
  object-fit: contain;
  display: block;
  filter: brightness(0) invert(1);
  opacity: 0.85;
  margin-bottom: 0.5rem;
}

.footer-bottom {
  padding: 1.25rem clamp(1.5rem, 5vw, 5rem) !important;
}

/* Footer cols inside footer-top (override the standalone .footer-cols) */
.footer-top .footer-cols {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  margin: 0;
  padding: 0;
}

.footer-col-title {
  display: block;
  font-size: 0.7rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  font-weight: 700;
  color: rgba(255,255,255,0.4);
  margin: 0 0 0.85rem;
}

.footer-col {
  display: flex;
  flex-direction: column;
  gap: 0.55rem;
}

.footer-col a {
  color: rgba(255,255,255,0.68);
  font-size: 0.875rem;
  line-height: 1.5;
  transition: color 180ms ease;
  width: fit-content;
}

.footer-col a:hover { color: #fff; }

.footer-col p {
  margin: 0;
  color: rgba(255,255,255,0.68);
  font-size: 0.875rem;
  line-height: 1.6;
}

@media (max-width: 880px) {
  .footer-top {
    grid-template-columns: 1fr;
  }
  .footer-top .footer-cols {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 520px) {
  .footer-top .footer-cols {
    grid-template-columns: 1fr 1fr;
  }
}

/* ============================================================
   HOMEPAGE ALIGNMENT + COMPONENT FIXES
   Problem: sections had different effective left edges because
   .section-intro centered itself with margin:auto independently
   from sibling elements like .product-grid.
   Fix: make every section a uniform-padding container. All
   inner content fills 100% of the padded width = same left edge.
   ============================================================ */

/* 1. Universal section horizontal rhythm */
.section,
.sticky-story {
  padding-top:    clamp(3rem, 5.5vw, 5.5rem) !important;
  padding-bottom: clamp(3rem, 5.5vw, 5.5rem) !important;
  padding-left:   clamp(1.5rem, 5vw, 5rem)   !important;
  padding-right:  clamp(1.5rem, 5vw, 5rem)   !important;
}

/* 2. Strip independent centering from content blocks —
      they inherit the section's edge */
.section-intro,
.split-layout,
.product-grid,
.faq-list,
.values-grid,
.risk-grid,
.contact-grid,
.content-grid,
.article-grid,
.calculator,
.section-cta,
.testimonial-grid,
.story-steps {
  width: 100%        !important;
  max-width: 100%    !important;
  margin-left: 0     !important;
  margin-right: 0    !important;
}

/* 3. Cap line length on intro text only (not the grid) */
.section-intro h2 {
  max-width: 26ch !important;
}

.section-intro > p {
  max-width: 60ch;
}

/* ============================================================
   TESTIMONIALS — card grid (HTML uses .testimonial-grid / .testimonial)
   ============================================================ */
.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.5rem;
  margin-top: 2.5rem;
}

.testimonial {
  background: #fff;
  border-radius: 10px;
  padding: 1.75rem 2rem;
  margin: 0;
  box-shadow: 0 2px 16px rgba(22,16,17,0.07);
  border-left: 3px solid var(--magenta);
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.testimonial p {
  margin: 0;
  font-size: 0.98rem;
  line-height: 1.65;
  color: var(--ink);
  font-style: italic;
}

.testimonial footer {
  font-size: 0.85rem;
  color: rgba(22,16,17,0.55);
}

.testimonial footer strong {
  color: var(--magenta);
  font-weight: 800;
}

/* ============================================================
   FINAL CTA — center both elements, not space-between
   ============================================================ */
.final-cta {
  display: flex !important;
  flex-direction: column !important;
  align-items: center !important;
  justify-content: center !important;
  text-align: center !important;
  gap: 1.75rem !important;
  padding-top:    clamp(3rem, 5vw, 5rem) !important;
  padding-bottom: clamp(3rem, 5vw, 5rem) !important;
}

.final-cta h2 {
  max-width: 28ch !important;
  font-size: clamp(1.5rem, 2.8vw, 2.2rem) !important;
  line-height: 1.25 !important;
  font-weight: 800;
  margin: 0 !important;
}

.final-cta .button {
  min-width: 200px;
  font-size: 0.9rem !important;
}

/* ============================================================
   PAGE-NEXT "book" nav — shrink font, widen container
   ============================================================ */
.page-next {
  padding: 2.75rem clamp(1.5rem, 5vw, 5rem) !important;
}

.next-inner {
  width: 100% !important;
  max-width: 100% !important;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: 0.6rem;
}

.next-title {
  font-size: clamp(1.1rem, 2vw, 1.5rem) !important;
  font-weight: 700 !important;
  line-height: 1.3 !important;
  max-width: none !important;
  text-align: center;
  border-bottom: 1px solid var(--magenta) !important;
  padding-bottom: 2px;
}

.next-arrow {
  font-size: 1.4rem !important;
}

/* ============================================================
   SECTION-CTA (Compare All Products row)
   ============================================================ */
.section-cta {
  margin-top: 2rem;
}

/* ============================================================
   STATS BAR — align with sections
   ============================================================ */
.stats {
  padding-left:  clamp(1.5rem, 5vw, 5rem) !important;
  padding-right: clamp(1.5rem, 5vw, 5rem) !important;
}

/* ============================================================
   RESPONSIVE ADJUSTMENTS
   ============================================================ */
@media (max-width: 880px) {
  .testimonial-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 680px) {
  .final-cta h2 {
    font-size: clamp(1.3rem, 5vw, 1.8rem) !important;
  }
}

/* ============================================================
   HEADER + HERO ALIGNMENT
   Match horizontal padding to sections so the left edge of the
   logo / hero text / nav links / section content all line up.
   ============================================================ */

/* Navigation bar — same horizontal padding as sections */
.site-header {
  padding-left:  clamp(1.5rem, 5vw, 5rem) !important;
  padding-right: clamp(1.5rem, 5vw, 5rem) !important;
}

/* Hero section — same horizontal padding as sections */
.hero {
  padding-left:   clamp(1.5rem, 5vw, 5rem) !important;
  padding-right:  clamp(1.5rem, 5vw, 5rem) !important;
  padding-bottom: clamp(2.5rem, 5vw, 4rem) !important;
}

/* Hero copy max-width keeps text readable without centering */
.hero-copy {
  max-width: 680px;
  padding-bottom: 0 !important;
}

/* Trust strip fills the hero width (no independent margin) */
.trust-strip {
  width: 100%;
  margin-top: 2rem;
}

/* Stats bar — align with sections */
.stats {
  padding-left:  clamp(1.5rem, 5vw, 5rem) !important;
  padding-right: clamp(1.5rem, 5vw, 5rem) !important;
}

/* Subpage hero (all inner pages) — same alignment */
.subpage-hero {
  padding-left:  clamp(1.5rem, 5vw, 5rem) !important;
  padding-right: clamp(1.5rem, 5vw, 5rem) !important;
}

.apply-hero .hero-media img {
  object-position: 34% center !important;
  transform: none;
}

.apply-hero h1 {
  max-width: 15ch !important;
}

/* Page-next strip — same alignment */
.page-next {
  padding-left:  clamp(1.5rem, 5vw, 5rem) !important;
  padding-right: clamp(1.5rem, 5vw, 5rem) !important;
}

/* ============================================================
   INNER PAGES — COMPONENT FIXES
   Covers all unique HTML elements across the 15 inner pages
   that had no CSS or wrong CSS after the initial build.
   ============================================================ */

/* ----------------------------------------------------------
   1. ABOUT / GOVERNANCE — Segment & Pillar numbered labels
   <span class="seg-num"> and <span class="pillar-num">
   ---------------------------------------------------------- */
.seg-num,
.pillar-num {
  display: block;
  font-size: 0.72rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--magenta);
  margin-bottom: 0.6rem;
}

/* ----------------------------------------------------------
   2. CREDENTIALS GRID — card content uses <strong> + <span>
   ---------------------------------------------------------- */
.cred-card strong {
  display: block;
  font-size: 1rem;
  font-weight: 800;
  color: var(--ink);
  margin-bottom: 0.3rem;
}
.cred-card span {
  font-size: 0.84rem;
  color: var(--ink-2);
  line-height: 1.5;
}

/* ----------------------------------------------------------
   3. PRODUCT PREV/NEXT NAVIGATION
   .product-nav.section > .product-nav-inner > .product-nav-link
   ---------------------------------------------------------- */
.product-nav.section {
  padding-top:    clamp(1.5rem, 3vw, 2.5rem) !important;
  padding-bottom: clamp(1.5rem, 3vw, 2.5rem) !important;
  background: var(--paper);
  border-top:    1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.product-nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
}
.product-nav-link {
  display: flex;
  flex-direction: column;
  gap: 0.2rem;
  text-decoration: none;
  color: var(--ink);
  transition: color 0.2s;
}
.product-nav-link:hover { color: var(--magenta); }
.product-nav-link.next { text-align: right; }
.nav-dir {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--magenta);
  opacity: 0.8;
}
.nav-name {
  font-size: 0.95rem;
  font-weight: 800;
  color: inherit;
}

/* ----------------------------------------------------------
   4. INLINE LINKS — row of 2 buttons (leadership, faq CTA)
   ---------------------------------------------------------- */
.inline-links {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-top: 1.75rem;
}

/* ----------------------------------------------------------
   5. CONTACT PAGE — detail cards and map
   ---------------------------------------------------------- */
.contact-card {
  padding: 1rem 0;
  border-bottom: 1px solid var(--line);
}
.contact-card:last-child { border-bottom: none; }
.contact-card h3 {
  font-size: 0.72rem !important;
  font-weight: 800 !important;
  text-transform: uppercase !important;
  letter-spacing: 0.1em !important;
  color: var(--magenta) !important;
  margin: 0 0 0.4rem !important;
}
.contact-card p,
.contact-card a {
  font-size: 0.95rem;
  line-height: 1.6;
  margin: 0;
}
.contact-card a {
  color: var(--magenta);
  font-weight: 700;
}
.map-section {
  padding-left:  clamp(1.5rem, 5vw, 5rem) !important;
  padding-right: clamp(1.5rem, 5vw, 5rem) !important;
  padding-bottom: clamp(2rem, 4vw, 4rem) !important;
}
.map-section iframe {
  width: 100%;
  height: 360px;
  border: none;
  border-radius: 8px;
  display: block;
}

/* ----------------------------------------------------------
   6. FAQ — category headings use plain <h2>, not a class
   ---------------------------------------------------------- */
.faq-category h2 {
  font-size: clamp(0.95rem, 1.4vw, 1.05rem) !important;
  font-weight: 800 !important;
  color: var(--magenta) !important;
  text-transform: uppercase !important;
  letter-spacing: 0.08em !important;
  margin: 0 0 1rem !important;
  padding-bottom: 0.5rem !important;
  border-bottom: 2px solid var(--rose) !important;
}

/* ----------------------------------------------------------
   7. PRODUCT PAGES — document list large variant
   ---------------------------------------------------------- */
.document-list.large li {
  font-size: 1rem;
  padding: 0.4rem 0;
  line-height: 1.65;
}

/* ----------------------------------------------------------
   8. LEGAL / PROSE PAGES — article-body rich-text headings
   privacy-policy.html and terms.html use h2 inside .rich-text
   ---------------------------------------------------------- */
.rich-text h2,
.article-body.section h2 {
  font-size: clamp(1rem, 1.6vw, 1.2rem) !important;
  font-weight: 800 !important;
  color: var(--ink) !important;
  margin: 2rem 0 0.6rem !important;
  line-height: 1.3 !important;
  max-width: none !important;
}
.rich-text h2:first-of-type { margin-top: 1.5rem !important; }
.rich-text p,
.rich-text li {
  font-size: 0.97rem;
  line-height: 1.75;
  color: rgba(22, 16, 17, 0.78);
}
.rich-text a {
  color: var(--magenta);
  font-weight: 700;
  border-bottom: 1px solid currentColor;
  text-decoration: none;
}
.rich-text strong {
  font-weight: 800;
  color: var(--ink);
}

/* ----------------------------------------------------------
   9. CREDENTIALS BAND & WHAT-NEXT BAND — section alignment
   ---------------------------------------------------------- */
.credentials-band,
.what-next-band {
  padding-left:  clamp(1.5rem, 5vw, 5rem) !important;
  padding-right: clamp(1.5rem, 5vw, 5rem) !important;
}

.what-next-band .story-step h3 {
  color: #fff !important;
}

.what-next-band .story-step p {
  color: rgba(255, 255, 255, 0.82) !important;
}

/* ----------------------------------------------------------
   10. CONTENT-GRID alignment reset (news, leadership pages)
       Add to the same reset as section-intro, product-grid etc.
   ---------------------------------------------------------- */
.content-grid {
  width: 100% !important;
  max-width: 100% !important;
  margin-left: 0 !important;
  margin-right: 0 !important;
}

/* ----------------------------------------------------------
   11. ARTICLE-BODY prose container — max-width for readability
       but flush with section padding (no extra auto margin)
   ---------------------------------------------------------- */
.section.article-body {
  max-width: unset !important;
  margin-inline: unset !important;
}
.section.article-body .rich-text {
  max-width: 720px;
}

/* ----------------------------------------------------------
   RESPONSIVE ADJUSTMENTS FOR ABOVE COMPONENTS
   ---------------------------------------------------------- */
@media (max-width: 640px) {
  .product-nav-inner {
    flex-direction: column;
    align-items: flex-start;
    gap: 1.25rem;
  }
  .product-nav-link.next { text-align: left; }
  .inline-links { flex-direction: column; }
  .map-section iframe { height: 240px; }
}

/* ============================================================
   NAVBAR LOGO SWAP — white on default, original on scroll
   ============================================================ */
.logo-scrolled { display: none; }
.site-header.is-scrolled .logo-default { display: none; }
.site-header.is-scrolled .logo-scrolled { display: block; }

/* ============================================================
   FOOTER BRAND LOGO
   ============================================================ */
.footer-brand-logo {
  height: 36px;
  width: auto;
  object-fit: contain;
  display: block;
  margin-bottom: 1rem;
}
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/* ── Visual image panels in content sections ────────────────────────────── */
.visual-band {
  position: relative;
  overflow: hidden;
  height: clamp(280px, 35vw, 480px);
}
.visual-band img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 30%;
  display: block;
  filter: saturate(1.08);
}
.visual-band-overlay {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: flex-end;
  padding: clamp(1.5rem, 4vw, 3rem);
  background: linear-gradient(to top, rgba(22,16,17,0.82) 0%, rgba(22,16,17,0.28) 55%, transparent 100%);
}
.visual-band-caption {
  color: #fff;
  font-size: clamp(1.1rem, 2.5vw, 1.5rem);
  font-weight: 700;
  max-width: 520px;
  line-height: 1.3;
}
.visual-band-caption span { color: var(--magenta-2, #e91e8c); }

/* ── Image-split: 50/50 image + text ───────────────────────────────────── */
.image-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  overflow: hidden;
}
.image-split-photo {
  position: relative;
  min-height: 400px;
}
.image-split-photo img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
  filter: saturate(1.08);
}
.image-split-copy {
  padding: clamp(2.5rem, 6vw, 5rem) clamp(2rem, 5vw, 4rem);
  display: flex;
  flex-direction: column;
  justify-content: center;
}
@media (max-width: 760px) {
  .image-split { grid-template-columns: 1fr; }
  .image-split-photo { min-height: 260px; }
}
